Thatcham Alarms / Immobilisers and Insurance
 

Can anyone give me some clues about thatcham approved security clobber? Am I
correct in thinking that it needs to be installed by a thatcham approved bod
as well as the kit itself being thatcham approved? Has anyone any experience
of how much impact they make on insurance premiums, and the likelihood of
the car being nicked?

Cross posted to uk.rec.audio.car and uk.rec.cars.misc.

Thatcham Alarms / Immobilisers and Insurance
 

"Doki" wrote in message
...
Can anyone give me some clues about thatcham approved security
clobber? Am I
correct in thinking that it needs to be installed by a
thatcham approved bod
as well as the kit itself being thatcham approved?

That is right. Plus it also has to be checked annually by a VSIB
approved fitter to retain it's Thatcham approved status.

Has anyone any experience
of how much impact they make on insurance premiums, and the
likelihood of
the car being nicked?

It could make a considerable difference. Having a Thatcham
approved alarm fitted, reduced a friends Cosworth premium by
over £500.

Obviously it wouldn't stop someone who really wanted the car,
but it would almost certainly prevent any yobo from just taking
your car for a drive.
Wouldn't necessarily stop them from smashing the window or door
lock though.
Mike.

Thatcham Alarms / Immobilisers and Insurance
 

Mike G wrote in message
...

"Doki" wrote in message
...
Can anyone give me some clues about thatcham approved security
clobber? Am I
correct in thinking that it needs to be installed by a
thatcham approved bod
as well as the kit itself being thatcham approved?

That is right. Plus it also has to be checked annually by a VSIB
approved fitter to retain it's Thatcham approved status.

Because alarms are well known for spontaneously dying. Not a racket at all
:).

Has anyone any experience
of how much impact they make on insurance premiums, and the
likelihood of
the car being nicked?

It could make a considerable difference. Having a Thatcham
approved alarm fitted, reduced a friends Cosworth premium by
over £500.

But what was the premium before?

Obviously it wouldn't stop someone who really wanted the car,
but it would almost certainly prevent any yobo from just taking
your car for a drive.
Wouldn't necessarily stop them from smashing the window or door
lock though.

Thanks. I expect if I do leave it on the street people will have a go, but
it's likely to be locked up the majority of the time.

Thatcham Alarms / Immobilisers and Insurance
 

"Doki" wrote in message
...

Mike G wrote in message
...

"Doki" wrote in message
...

That is right. Plus it also has to be checked annually by a
VSIB
approved fitter to retain it's Thatcham approved status.

Because alarms are well known for spontaneously dying. Not a
racket at all
:).

Apparently to have and retain VSIB approved status, costs an
alarm Co over £600 annually.
That certainly sounds like a racket to me.
Obviously the alarm Co recoups that from their CAT 1 alarm
fitting charges.

My insurance Co required a CAT 1 alarm on my Celica GT4.
The fitting Co checked it after a year. Then stamped and signed
the paperwork without charge. Only took 5 mins, but maybe I was
just lucky.

It could make a considerable difference. Having a Thatcham
approved alarm fitted, reduced a friends Cosworth premium by
over £500.

But what was the premium before?

£1200. Cost him £300 to have fitted, so he was still well in
pocket.
Mike.

Thatcham Alarms / Immobilisers and Insurance
 

Doki wrote:

Can anyone give me some clues about thatcham approved security clobber? Am I
correct in thinking that it needs to be installed by a thatcham approved bod
as well as the kit itself being thatcham approved? Has anyone any experience
of how much impact they make on insurance premiums, and the likelihood of
the car being nicked?

Cross posted to uk.rec.audio.car and uk.rec.cars.misc.

In mine and friends experience it makes very little difference to
insurance premiums unless the insurers demand one to even cover the car
in the first place. They will reduce the likely hood of the car being
nicked, but so will any alarm, or even a flashing led :)

Thatcham Alarms / Immobilisers and Insurance
 

On my dedra turbo Cat 2 Immob saves about £50-£60 on insurance premium,
works out roughly 10%

However I can't imagine why anybody would nick a KA

If you leave nothing of value in the car, there is an argument for just
leaving it unlocked. That way if someone decides to have a root around, you
wont suffer a smashed window/lock/crowbar door

Thatcham Alarms / Immobilisers and Insurance
 

fishman wrote in message
...
On my dedra turbo Cat 2 Immob saves about £50-£60 on insurance premium,
works out roughly 10%

However I can't imagine why anybody would nick a KA

If you leave nothing of value in the car, there is an argument for just
leaving it unlocked. That way if someone decides to have a root around,
you
wont suffer a smashed window/lock/crowbar door

It wouldn't be for the Ka...